If you manage your financial assets online, pay bills online, bank online, use photo sites, participate in virtual communities or simply use email, it is important that you consider how your family will access those accounts should you become incapacitated or upon death.   Many popular Internet services have policies barring access, short of a court order, unless someone has the password.

Your estate plan is not complete unless you begin to think about what happens to all your online data.    Legacy Locker is one of many companies that offer a secure way to pass online accounts to loved ones.  http://legacylocker.com/.  As an alternative consider keeping a portable flash drive with usernames and passwords and let a family member or friend know its whereabouts.